0% Finance - Making your treatment more Affordable
At Ruabon Road we can offer you interest free finance options on any treatments over £350 that allow you to spread the costs of your treatment making it more affordable.
Your questions answered
Click below to view answers…
Who can benefit?
Just about anyone over the age of 18 you don’t have to belong to a membership plan. Access to these facilities will be subject to online credit application.
What can I use it for?
You are can use our finance options for just about any treatment we provide, although they are particularly suited to cosmetic, restorative, orthodontic and dental implant treatments. Contact us for more details.
What’s the minimum I can finance?
Our range of finance facilities covers any treatment that costs over £350.
How do I make the repayments?
Much like any other finance facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by direct debit.
How much will I pay?
With our interest free facilities, you pay the cost of your treatment - no more, no less.
What are the repayment terms?
Our team will be able to go through the options so that you can decide what works for you.
How do I apply?
Once your treatment plan and costs have been agreed, we e-mail you an easy-to-use on-line credit application for you to complete.
How long does the approval take?
The application takes just a few minutes to complete and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14 day cooling off period.
Who is the credit provider?
The practice and Tabeo Broker Ltd are credit brokers and Tabeo Finance is our credit provider.
What if the cost of the treatment changes?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs. If costs decrease, the remaining balance of your finance will be reviewed by the credit provider and options for reducing your payments or terms will be discussed.
How often can I use the facility?
You can apply for finance for each course of treatment, subject to the usual credit check.
The advantages at a glance
For anyone considering using interest free finance facilities to fund their private treatment, the advantages are clear.
- Makes treatment instantly affordable - by allowing you to spread the cost, you can opt to have the treatments you want, when you want it
- Greater choices of treatment - by making treatments more affordable, you can access a wider range of treatments and choose the perfect one for you
- Payment terms to suit you - with interest free options available, you can choose the best one suited to your circumstances
- No upfront deposit option - with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment
0% APR representative example
| Treatment cost (cash price) | £2500 |
| Amount of loan | £2500 |
| Deposit | £0 |
| APR representative | 0% APR |
| Interest rate-fixed | 0% |
| Term (months) | 10 |
| Monthly payment | £250 |
| Total payment | £2500 |
